Today Dave Rosenberg echoed my thoughts on how 20-somethings aren’t getting married, don’t dream of owning a home, and… even if they did… they have to much college debt. From Zero Hedge: Could well be in student debt, where outstanding loans surged $117 billion last year to over $1 trillion. More than 80% of 18-24 [...]

I’ve written quite a bit about the student loan bubble. Check out this awesome infographic from Scott Morris: Via: HealthcareAdministration.com

The student loan problem connects very closely to the future success or issues housing will face in the next decade. A large part of the housing machine is based on stable and predictable home price appreciation over long periods of time.

The real question is how will spending, saving, and risk-taking behavior change for the 20-and-30-somethings going forward. How many times can we be burned and still be willing to borrow and spend enough to keep the housing market and overall economy afloat?